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var(--color-border)}.brief-item:last-child{border-bottom:none}.brief-item__meta{display:flex;align-items:center;gap:7px;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.4px;color:var(--color-text-muted)}.brief-item__cat{color:var(--color-primary-dark)}.brief-item__dot{width:4px;height:4px;border-radius:50%;background:var(--color-text-muted);flex-shrink:0}.brief-item__title{font-weight:700;font-size:16px;color:var(--color-text)}.brief-item__title:hover{color:var(--color-primary)}.brief-item__excerpt{margin:0;font-size:13.5px;color:var(--color-text-muted);line-height:1.5}.crypto-top{background:var(--color-bg-alt);border-radius:18px;padding:20px 22px}.crypto-top__head{display:flex;align-items:center;justify-content:space-between;margin:0 0 14px}.crypto-top__title{margin:0;font-size:15px;text-transform:uppercase;letter-spacing:.4px;color:var(--color-primary-dark)}.crypto-top__head-link{display:inline-flex;align-items:center;gap:3px;font-size:12px;font-weight:700;color:var(--color-primary);white-space:nowrap}.crypto-top table{width:100%;border-collapse:collapse;font-size:13.5px}.crypto-top td{padding:7px 0;border-bottom:1px solid var(--color-border)}.crypto-top tr:last-child td{border-bottom:none}.crypto-top td:first-child{color:var(--color-text-muted);width:20px}.crypto-top td:nth-child(4){text-align:right;font-weight:600}.crypto-top td:last-child{text-align:right;font-weight:600}.crypto-top__name{display:flex;flex-direction:column;line-height:1.3}.crypto-top__symbol{font-weight:700;font-size:13.5px;color:var(--color-text)}.crypto-top__fullname{font-size:11px;color:var(--color-text-muted)}.crypto-top__spark{width:46px}.crypto-top__spark .spark{display:block}.crypto-top__change{font-size:11.5px;white-space:nowrap}.crypto-top__change--up{color:var(--color-accent)}.crypto-top__change--down{color:var(--color-down)}.crypto-top__cta{display:flex;flex-direction:column;gap:8px;margin-top:16px}.btn--pill{display:inline-block;text-align:center;border-radius:999px;padding:9px 16px;font-size:13px;font-weight:700}.btn--outline{background:0 0;color:var(--color-primary-dark);border:1.5px solid var(--color-border)}.btn--outline:hover{background:var(--color-primary);color:#fff;border-color:var(--color-primary);text-decoration:none}@media (max-width:900px){.brief-layout{grid-template-columns:1fr}}.cat-hero-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.cat-hero-card{position:relative;height:120px;border-radius:18px;display:flex;align-items:flex-end;justify-content:space-between;padding:18px 20px;box-shadow:0 2px 14px rgba(28,37,48,.1);transition:box-shadow .15s ease,transform .15s ease}.cat-hero-card:hover{box-shadow:0 14px 32px rgba(28,37,48,.18);transform:translateY(-2px);text-decoration:none}.cat-hero-card__name{color:#fff;font-size:19px;font-weight:700;text-shadow:0 1px 6px rgba(0,0,0,.25)}.cat-hero-card__arrow{background:rgba(255,255,255,.25);border-color:rgba(255,255,255,.6);color:#fff;flex-shrink:0}.cat-hero-card__arrow:hover{background:#fff;color:var(--color-primary-dark)}.quick-links{display:flex;flex-wrap:wrap;gap:12px}.quick-links__item{background:var(--color-bg-alt);border-radius:20px;padding:10px 18px;font-size:14px;font-weight:600;color:var(--color-text)}.quick-links__item:hover{background:var(--color-primary);color:#fff;text-decoration:none}@media (max-width:900px){.cat-hero-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:520px){.cat-hero-grid{grid-template-columns:1fr}}.newsletter-banner{background:var(--color-primary-dark);border-radius:24px;padding:40px;display:flex;align-items:center;justify-content:space-between;gap:24px;color:#fff;margin:40px 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(max-width:700px){.newsletter-banner{flex-direction:column;align-items:flex-start;padding:30px}.newsletter-banner__form{width:100%;flex-direction:column}.newsletter-banner__input{min-width:0;width:100%}}.section__subtitle{margin:-12px 0 20px;color:var(--color-text-muted);font-size:14px}.academy-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.academy-card{position:relative;display:flex;flex-direction:column;justify-content:flex-end;height:190px;border-radius:20px;padding:22px;color:#fff;background:linear-gradient(145deg,#0a676b,#2e9c94);box-shadow:0 10px 24px rgba(20,40,60,.15);transition:transform .15s ease,box-shadow .15s ease;overflow:hidden}.academy-card::after{content:"";position:absolute;width:120px;height:120px;border-radius:50%;background:rgba(255,255,255,.12);bottom:-30px;right:-30px}.academy-card:hover{transform:translateY(-3px);box-shadow:0 16px 32px rgba(20,40,60,.22);text-decoration:none}.academy-card__meta{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;opacity:.9;margin-bottom:10px}.academy-card__title{font-size:22px;font-weight:800;line-height:1.2;margin-bottom:10px}.academy-card__cta{font-size:13.5px;font-weight:600;opacity:.95}@media (max-width:900px){.academy-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:520px){.academy-grid{grid-template-columns:1fr}}.site-footer{background:var(--color-bg-alt);border-top:1px solid var(--color-border);margin-top:40px;padding:48px 0 32px}.site-footer__inner{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:32px}.site-footer__col h4{margin:0 0 14px;font-size:13px;text-transform:uppercase;letter-spacing:.04em;color:var(--color-text-muted)}.site-footer__col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}.site-footer__col ul a{color:var(--color-text);font-size:14px}.site-footer__col ul a:hover{color:var(--color-primary)}.logo--footer{display:inline-block;font-size:20px;font-weight:800;color:var(--color-text);margin-bottom:10px}.logo--footer span{color:var(--color-primary)}.site-footer__col--brand p{color:var(--color-text-muted);font-size:14px;line-height:1.6;max-width:320px}.site-footer__col--legal{text-align:right}.site-footer__disclaimer{color:var(--color-text-muted);font-size:12.5px;line-height:1.6;margin:0 0 10px}.site-footer__copy{color:var(--color-text-muted);font-size:12.5px;margin:0}@media (max-width:900px){.site-footer__inner{grid-template-columns:1fr 1fr}.site-footer__col--legal{text-align:left;grid-column:1/-1}}@media (max-width:520px){.site-footer__inner{grid-template-columns:1fr}}.fx-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:14px}.fx-item{background:var(--color-bg-alt);border:1px solid var(--color-border);border-radius:var(--radius);padding:16px;text-align:center}.fx-item__code{display:block;font-size:12px;font-weight:700;letter-spacing:.04em;color:var(--color-text-muted);margin-bottom:6px}.fx-item__value{display:block;font-size:18px;font-weight:700;color:var(--color-text)}@media (max-width:900px){.fx-grid{grid-template-columns:repeat(3,1fr)}}@media (max-width:520px){.fx-grid{grid-template-columns:repeat(2,1fr)}}.guide-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:20px}.guide-step{background:var(--color-bg-alt);border-radius:var(--radius);padding:22px}.guide-step__num{display:block;font-size:26px;font-weight:800;color:var(--color-primary);margin-bottom:8px}.guide-step__title{margin:0 0 8px;font-size:16px;font-weight:700;color:var(--color-text)}.guide-step__text{margin:0;font-size:13.5px;line-height:1.5;color:var(--color-text-muted)}@media (max-width:900px){.guide-steps{grid-template-columns:repeat(2,1fr)}}@media (max-width:520px){.guide-steps{grid-template-columns:1fr}}.data-block{margin-top:28px;padding:24px;background:var(--color-bg-alt);border:1px solid var(--color-border);border-radius:var(--radius)}.data-block__eyebrow{display:block;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--color-accent);margin-bottom:6px}.data-block__title{font-size:18px;font-weight:700;color:var(--color-text);margin:0 0 16px}.chart-tabs{display:flex;gap:6px;margin-bottom:10px}.chart-tab{border:1px solid var(--color-border);background:#fff;color:var(--color-text-muted);font-size:13px;font-weight:600;padding:6px 14px;border-radius:999px;cursor:pointer}.chart-tab.is-active{background:var(--color-primary);border-color:var(--color-primary);color:#fff}.chart-wrap{position:relative;height:220px;margin-bottom:18px}.data-block__note{margin-top:14px;font-size:12.5px;color:var(--color-text-muted)}.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.stat-card{display:flex;flex-direction:column;gap:4px;padding:16px;background:#fff;border:1px solid var(--color-border);border-radius:var(--radius)}.stat-card__label{font-size:12px;color:var(--color-text-muted);text-transform:uppercase;letter-spacing:.04em}.stat-card__value{font-size:22px;font-weight:700;color:var(--color-primary-dark)}.etf-table,.savings-table{width:100%;border-collapse:collapse;font-size:14px}.etf-table td,.etf-table th,.savings-table td,.savings-table th{padding:10px 12px;text-align:left;border-bottom:1px solid var(--color-border)}.etf-table th,.savings-table th{font-size:11.5px;text-transform:uppercase;letter-spacing:.04em;color:var(--color-text-muted)}.savings-table-wrap{overflow-x:auto}.savings-table td.yes{color:var(--color-up,#1a7f4b)}.risk{display:inline-flex;width:64px;height:8px;position:relative}.risk::before{content:"";display:block;width:64px;height:8px;border-radius:4px;background:linear-gradient(90deg,var(--risk-color) var(--risk-pct),#e3e9e9 0)}.risk[data-r="1"]{--risk-color:#1a7f4b;--risk-pct:20%}.risk[data-r="2"]{--risk-color:#5e9e3a;--risk-pct:40%}.risk[data-r="3"]{--risk-color:#c9822b;--risk-pct:60%}.risk[data-r="4"]{--risk-color:#d0662b;--risk-pct:80%}.risk[data-r="5"]{--risk-color:#b3261e;--risk-pct:100%}.usporami-grid{display:grid;grid-template-columns:2fr 1fr;gap:24px;align-items:start}@media (max-width:900px){.usporami-grid{grid-template-columns:1fr}}.cal-card{background:var(--color-bg-alt,#f3f6f6);border-radius:16px;padding:24px}.cal-card__title{font-size:17px;margin:0 0 4px}.cal-events{list-style:none;margin:8px 0 0;padding:0}.cal-events li{display:grid;grid-template-columns:52px 1fr;gap:14px;align-items:center;padding:11px 0;border-top:1px solid var(--color-border)}.cal-events li:first-child{border-top:none}.cal-events time{display:grid;text-align:left;font-size:10.5px;color:var(--color-text-muted);line-height:10.5px;text-transform:uppercase}.cal-events time b{display:block;font-size:20px;font-weight:800;color:var(--color-text)}.cal-events strong{display:block;font-size:14.5px;font-weight:700;color:var(--color-text)}.cal-events span{display:block;font-size:12.5px;color:var(--color-text-muted);margin-top:2px}.calc-box{display:flex;flex-direction:column;gap:16px}.calc-row{display:grid;grid-template-columns:160px 1fr 110px;align-items:center;gap:12px}.calc-row label{font-size:13.5px;color:var(--color-text-muted)}.calc-row input[type=range]{width:100%;accent-color:var(--color-primary)}.calc-row span{font-weight:600;font-size:14px;text-align:right}.calc-result{margin-top:4px;padding:16px;background:#fff;border-radius:var(--radius);border:1px solid var(--color-border)}.calc-result__value{display:block;font-size:26px;font-weight:800;color:var(--color-primary-dark)}.calc-result__note{margin:6px 0 0;font-size:12.5px;color:var(--color-text-muted)}.calc-result__bar{margin-top:10px;height:6px;border-radius:999px;background:color-mix(in srgb,var(--color-down) 25%,transparent);overflow:hidden}.calc-result__bar-fill{display:block;height:100%;background:var(--color-accent);border-radius:999px}.nastroje-grid{display:grid;grid-template-columns:3fr 2fr;gap:20px;align-items:start}.nastroje-grid .data-block{margin-top:0}.nastroje-side{display:flex;flex-direction:column;gap:20px}.data-block__head{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:4px}.data-block__head .hero-widget__head-link{margin-bottom:0}.tool-links{display:flex;flex-direction:column}.tool-links__item{display:flex;align-items:center;justify-content:space-between;padding:12px 0;border-bottom:1px solid var(--color-border);font-weight:600;font-size:14px;color:var(--color-text)}.tool-links__item:last-child{border-bottom:none}.tool-links__item:hover{color:var(--color-primary)}@media (max-width:900px){.nastroje-grid{grid-template-columns:1fr}}.tool-pills{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:20px}.tool-pill{padding:8px 16px;border-radius:999px;background:var(--color-bg-alt);border:1px solid var(--color-border);font-size:13.5px;font-weight:600;color:var(--color-text);text-decoration:none;transition:background .15s ease,color .15s ease}.tool-pill:hover{background:var(--color-primary);color:#fff;border-color:var(--color-primary)}.term-box{padding:22px 24px;background:linear-gradient(135deg,var(--color-primary),var(--color-primary-dark));border-radius:var(--radius);color:#fff}.term-box__eyebrow{display:block;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;opacity:.85;margin-bottom:6px}.term-box__title{font-size:20px;font-weight:700;margin:0 0 8px}.term-box__text{margin:0 0 12px;font-size:14.5px;opacity:.95;max-width:640px}.term-box__link{color:#fff;font-weight:600;font-size:13.5px;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.5)}.calendar-list{display:flex;flex-direction:column;gap:10px}.calendar-item{display:flex;align-items:center;gap:16px;padding:14px 16px;background:var(--color-bg-alt);border:1px solid var(--color-border);border-radius:var(--radius)}.calendar-item__date{display:flex;flex-direction:column;align-items:center;justify-content:center;width:52px;height:52px;flex-shrink:0;background:#fff;border-radius:8px;border:1px solid var(--color-border)}.calendar-item__day{font-size:18px;font-weight:800;line-height:1;color:var(--color-primary-dark)}.calendar-item__month{font-size:10.5px;font-weight:700;letter-spacing:.04em;color:var(--color-text-muted)}.calendar-item__body{display:flex;flex-direction:column;gap:2px}.calendar-item__title{font-size:14.5px;font-weight:700;color:var(--color-text)}.calendar-item__desc{font-size:12.5px;color:var(--color-text-muted)}@media (max-width:900px){.stat-grid{grid-template-columns:repeat(2,1fr)}.calc-row{grid-template-columns:130px 1fr 90px}}@media (max-width:520px){.stat-grid{grid-template-columns:1fr}.calc-row{grid-template-columns:1fr;row-gap:6px}.calc-row span{text-align:left}}.quiz-box{display:flex;flex-direction:column;gap:18px}.quiz-progress{height:6px;border-radius:999px;background:var(--color-border);overflow:hidden}.quiz-progress__bar{display:block;height:100%;width:0%;background:var(--color-accent);transition:width .2s ease}.quiz-question__meta{display:block;font-size:12px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--color-text-muted);margin-bottom:8px}.quiz-question{font-size:17px;font-weight:700;color:var(--color-text);margin:0 0 16px}.quiz-options{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.quiz-option{padding:12px 16px;border-radius:var(--radius);border:1px solid var(--color-border);background:#fff;text-align:left;font-size:14px;font-weight:600;color:var(--color-text);cursor:pointer;transition:border-color .15s ease,background .15s ease}.quiz-option:hover{border-color:var(--color-primary);background:var(--color-bg-alt)}.quiz-result{display:flex;flex-direction:column;gap:10px;padding:20px;background:#fff;border:1px solid var(--color-border);border-radius:var(--radius)}.quiz-result__title{font-size:20px;font-weight:800;color:var(--color-primary-dark)}.quiz-result__desc{margin:0;font-size:14.5px;color:var(--color-text-muted)}.quiz-restart{align-self:flex-start;margin-top:6px;padding:10px 18px;border-radius:999px;border:none;background:var(--color-primary);color:#fff;font-weight:700;font-size:13.5px;cursor:pointer}.quiz-restart:hover{background:var(--color-primary-dark)}@media (max-width:520px){.quiz-options{grid-template-columns:1fr}}.article__content .keypts{background:var(--color-bg-alt);border-radius:var(--radius);padding:18px 20px;margin:0 0 24px}.article__content .keypts b{display:block;font:700 11.5px/1.2 var(--font-sans);letter-spacing:.08em;text-transform:uppercase;color:var(--color-primary);margin-bottom:8px}.article__content .keypts ul{margin:0;padding-left:20px}.article__content .keypts li{margin-bottom:4px}.article__content .box{background:#D6E9E8;border-radius:var(--radius);padding:16px 20px;margin:24px 0;font-size:15.5px;line-height:1.5}.article__content .box b{display:block;font:700 11px/1.2 var(--font-sans);letter-spacing:.08em;text-transform:uppercase;color:var(--color-primary);margin-bottom:6px}.article__content .box.amber{background:#F6E6CC}.article__content .box.amber b{color:#A15E11}.article__content .sources{border-top:1px solid var(--color-border);margin-top:36px;padding-top:16px;font-size:13.5px;color:var(--color-text-muted)}.article__content .sources h3{font:700 11.5px/1.2 var(--font-sans);letter-spacing:.08em;text-transform:uppercase;color:var(--color-text);margin:0 0 8px}.article__content .sources ul{margin:0;padding-left:18px}.article__content .sources .disc{margin-top:14px;font-size:12.5px}

/* menu 2026-09 */
.site-header{background:rgba(255,255,255,.86)!important;-webkit-backdrop-filter:saturate(1.6) blur(14px);backdrop-filter:saturate(1.6) blur(14px);border-bottom:1px solid #E3ECEC}
.site-header .header-search{display:inline-flex;align-items:center;gap:8px;padding:8px 16px;border-radius:99px;background:#F1F6F6;color:#2B373C;font-weight:600;transition:background .2s,color .2s}
.site-header .header-search:hover{background:#E3F0F0;color:#0A676B}
.site-header .header-live{padding:7px 12px;border-radius:99px;background:#EAF6EF}
.main-nav .main-nav__inner{align-items:center}
.main-nav ul{display:flex;align-items:center;gap:2px;padding:4px!important;background:#F1F6F6;border-radius:99px;margin:8px 0!important;width:max-content;max-width:100%;overflow-x:auto;scrollbar-width:none}
.main-nav ul::-webkit-scrollbar{display:none}
.main-nav ul a{padding:8px 16px!important;font-size:14.5px!important;font-weight:600!important;border-radius:99px!important;color:#2B373C;white-space:nowrap;transition:background .2s,color .2s,box-shadow .2s}
.main-nav ul a:hover{background:#fff;color:#0A676B;box-shadow:0 1px 3px rgba(15,31,32,.12)}
.main-nav ul a.is-active,.main-nav ul a[aria-current]{background:#0A676B!important;color:#fff!important;box-shadow:0 4px 12px rgba(10,103,107,.3)}
.main-nav .main-nav__more{display:inline-flex;align-items:center;gap:8px;margin-left:auto;padding:9px 18px!important;border:0!important;border-radius:99px!important;background:#0A676B!important;color:#fff!important;font:inherit;font-size:14.5px;font-weight:700;cursor:pointer;transition:background .2s,transform .2s}
.main-nav .main-nav__more:hover{background:#085458!important;transform:translateY(-1px)}
.main-nav .main-nav__more svg{stroke:#fff;color:#fff}
.hp-navmore a{border-radius:12px;transition:background .2s,transform .2s}
.hp-navmore a:hover{background:#F1F7F7;transform:translateX(3px)}
.hp-navmore h2{letter-spacing:.08em}